PRIVACY OF CONSUMER FINANCIAL INFORMATION
Protecting your privacy is important to North Country Bank and Unity Insurance Agency,
Inc. and our employees. We want you to understand what information we collect and how
we use it. In order to provide our customers with a broad range of financial products and
services as effectively and conveniently as possible, we use technology to manage and
maintain customer information. The following policy serves as a standard for all North
Country Bank and Unity Insurance Agency, Inc. employees for collection, use, retention,
and security of nonpublic personal information.
What Information We Collect
We may collect “nonpublic personal information” about you from the following sources:
• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates or others; and
• Information we receive from a third party, such as a consumer-reporting agency.
“Nonpublic personal information” is nonpublic information about you that we may obtain
in connection with providing a financial product or service to you. This could include
information such as account balances, payment history, and overdraft history.
What Information We Disclose
We do not disclose nonpublic personal information about you to nonaffiliated third parties
except as permitted by law.
We may disclose the following information to our affiliated companies:
• Information we receive from you on applications or other forms such as
your name, address, social security number, assets and income; and
• Information we receive from a consumer-reporting agency, such as your credit
worthiness and credit history.
An affiliated company is defined as a company that is related or affiliated by common
ownership, or affiliated by corporate control or common corporate control, with another
company. For the purpose of this notice, North Country Bank and Unity Insurance
Agency, Inc. are considered affiliated financial service providers.
If you prefer that we do not disclose such nonpublic personal information about you to
our affiliated companies, you may opt out of those disclosures; that is, you may direct
us not to make those disclosures (other than disclosures permitted by law). If you wish
to opt out of disclosures to our affiliated companies, you may call the following toll-free
number: 1-888-285-9939
If you decide to close your account(s) or become an inactive customer, we will adhere
to the privacy policies and practices as described in this notice.
Our Security Procedures
We restrict access to nonpublic personal information about you to those employees
who need to know that information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that comply with federal standards to
guard your nonpublic personal information.
General Online Privacy
We hold your information provided online to the same privacy standards noted above.
Visitors to our website remain anonymous. We do not require personal information to
obtain access to our site. We only collect personal information of visitors on a voluntary
basis for internal bank purposes.
Cookies
This technology obtains information from online visitors allowing us to update and
improve our site. We do not extract personal information in this process nor do we
provide this information to third parties.
Links
Our website may contain links to other sites. We make every effort to only link to sites
sharing our high standards of integrity.
If you have any questions regarding this policy, please contact:
NORTH COUNTRY BANK
217 Main Street PO Box 560
McClusky, ND 58463
Attention: Robert Sorenson
(701) 363-2265
1-888-285-9939 |
